Terms of Use

Last updated: July 26, 2026

Acceptance of these terms

By using nhteachercalculator.com, you agree to use the site for lawful educational and personal-planning purposes and to accept the limitations described on this page. If you do not agree, do not rely on or continue using the site.

Educational use only

The site provides general information, simplified calculators, and fictional examples. It does not provide financial, legal, tax, retirement, investment, insurance, or employment advice. No content creates a professional-client, counselor-member, employer-employee, or fiduciary relationship.

No guarantee of accuracy or availability

Reasonable efforts are made to use credible sources and correct reported errors. Nevertheless, calculations may contain limitations, sources may change, and the site may be unavailable or modified without notice. Users are responsible for verifying information with NHRS, employers, governing documents, and qualified professionals before making decisions.

User responsibilities

• Do not enter confidential identifiers or sensitive records into calculator fields.
• Do not attempt to disrupt, reverse engineer, overload, or misuse the site.
• Do not present estimates from this site as official NHRS or employer determinations.
• Use linked third-party resources under their own terms and policies.

Intellectual property and sharing

The site's original text, design, and code may not be republished as a competing website or sold without permission. Visitors may link to public pages, quote brief portions with attribution, and share calculator results for personal or educational discussion, subject to applicable law.

Advertising and external services

The site may display third-party advertisements or use external services. An advertisement or link does not constitute endorsement. Transactions or interactions with third parties are solely between the visitor and the third party.

Limitation of responsibility

To the fullest extent permitted by law, the site owner is not responsible for decisions, losses, missed deadlines, benefit differences, employment consequences, or other outcomes arising from reliance on site content or inability to access the site.

Changes to the site or terms

Tools, assumptions, pages, and these terms may be revised. The date above reflects the latest substantial update. Continued use after a revision constitutes acceptance of the revised terms.

Contact

Questions about these terms can be submitted through the contact page.